Tennessee Insurance Practice Exam 2026 – All-in-One Resource for Exam Success!

Question: 1 / 400

Who must initial any changes made on an insurance application?

The agent

The insurance company

The applicant

In the context of an insurance application, the applicant must initial any changes made. This practice is essential because it ensures that the applicant is aware of and agrees to the modifications, which may affect the terms of coverage, premiums, or other important aspects of the insurance policy. Initialing these changes provides a clear acknowledgment from the applicant, thereby protecting both the applicant and the insurance company by maintaining transparency and clarity in the application process.

The requirement for the applicant to initial changes helps prevent misunderstandings or disputes later on, as it creates a record of consent directly from the individual who will be covered by the insurance.

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The beneficiary

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